Citizens South Bank
519 South New Hope Road
PO Box 2249
Gastonia, NC 28053-2249
Toll Free (800) 218-8619
Local (704) 868-5200
Checking & Transaction Services
Free Business Checking
Designed for Businesses with Limited Transaction Volume
- $100 Minimum to open
- Up to 600 transactions per month FREE*
- Up to $10,000 in monthly coin/currency deposits FREE*
- Free Online Banking/Bill Pay
- Online Cash Management Option*
- 24-Hour Telephone Banking Option*
* For each transaction over 600 in a month, there is a $.25 per transaction fee for that month only; for each coin/currency deposit over $10,000 in a month, there is a fee of $.15 per $100 for that month only; certain fees may apply to Online Cash Management and 24-Hour Telephone Banking; please see a Banker for details.
Business Checking
For Corporations & Businesses with Higher Transaction Volume
- $100 Minimum to open
- Free Online Banking/Bill Pay
- Online Cash Management Option*
- 24-Hour Telephone Banking Option*
- $12 Per Month plus Activity Fees based upon monthly account analysis
- Earnings Credit on Collected Balances reduces monthly fees
- SWEEP Option allows you to earn interest on daily balances**
* Certain fees may apply to Online Cash Management and 24-Hour Telephone Banking; please see a Banker for details.
** Available balances are 'swept' into a non-FDIC Insured account, the Bank's Premium Money Market account interest rate, and there is a $65 monthly fee included in activity fees to be offset by earnings credit for the SWEEP option.
Special Interest Checking
Designed Especially for Sole Proprietors & Non-Profit Organizations
- Pays Interest On Entire Balance
- $100 Minimum to Open*
- Free Online Banking/Bill Pay
- Online Cash Management Option*
- 24-Hour Telephone Banking Option*
- Up to 250 Items Processed Per Month Free*
* For each item over 250 processed in a month, there is a $.25 per item fee for that month only; for each coin/currency deposit over $10,000 in a month, there is a fee of $.15 per $100 for that month only; $1,000 minimum balance required or $10 per month for any month in which the balances falls below $1,000; certain fees may apply to Online Cash Management and 24-Hour Telephone Banking; please see a Banker for details.
Merchant Services
Payment Processing for the Life of Your Business
If the lifeblood of your business is processing credit and debit card purchases, you can depend upon our Merchant Services for the very best in accurate, local, and convenient payment processing and reporting.
Consider the following benefits of Merchant Services from your Citizens South:
- Accurate, efficient electronic payment processing
- Detailed transaction tracking
- Electronic deposit into your Citizens South business checking plan within 48 hours of transaction posting
- Flexible options tailored to the unique demands of your business
Contact your Citizens South business banker today, anddiscover the advantages of using Merchant Services from Your Bank For Life!
Citizens South Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
