Home Lending

Choosing the right home loan is as important as choosing the right home. The friendly home loan specialists at Citizens South can help you pick a home loan as comfortable as your new home!

Processing your loan here is quick, sometimes within minutes, and efficient. Whether you are in the market to build, buy, or refinance, we understand how important it is to provide the peace of mind in knowing your home loan is approved.

Plus, at Citizens South you'll find a wide variety of home loan programs and financing options. One is sure to be just right for you and your family:

• Conventional Fixed Rate Loans - 40, 30, 25, 20, 15, or 10 Year Terms
• Adjustable Rate Home Loans
• Government Loans - FHA, VA, Rural Housing, and NC Housing
• Jumbo Home Loans - loans in excess of $417,000
• Construction to Permanent
• 100% Financing Plans available
• Investment Properties
• Vacation Homes
• Interest Only Home Loans
• First Time Homebuyer Programs available

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