Free Checking* Designed for Straightforward Checking Value
A simple, worry-free personal checking plan with no minimum balance requirements, no service charges, and unlimited check writing, Free Checking offers you all the advantages of an FDIC Insured checking plan -- with none of the costs, minimum balance requirements, or other fees.
* If the minimum balance falls below $500 in any month, or $1,000 average checking balance, the fee is a low $7 for that month only. Interest continues to be paid on every penny in the account, regardless of balance.
50+ Free Interest Checking Designed Especially For Individuals 50 or Better!
50+ Free Interest Checking is a free interest checking plan available to folks 50 or better. When anyone signing on the account is 50+, the account qualifies for all features and benefits. There is no minimum balance requirement, no monthly service charges, and no per check fees. Interest is paid on the entire account balance and free checks are included.
VIP Checking rewards customers for having more than one banking relationship or a $1,500 checking balance. By maintaining the required minimum or qualifying bank relationship, the customer receives a free personal interest checking plan with a host of additional benefits (including free checks).
Avoid a monthly service charge by maintaining a $1,500 minimum balance*, or one of the following Citizens South services can qualify for the account:
$2,500 in Savings
$10,000 Aggregate Deposit Balances
$10,000 Loan Balance (Equity Line or other loan relationship)
Service 24 Telephone Banking
Check images included with monthly statement
Five Free non CSB ATM transactions per month
Free ATM/Visa Check Card
Free Online Banking/ Bill Pay
Free Personal (3x5) Safe Deposit Box
Free Personal Checks (special designated design only)
* If the account balance falls below $1,500 during any month, or the qualifying service is not maintained, there is a $10 fee for that month only. Interest is paid on every penny in the account, regardless of balance.
Hi-Yield Checking Getting The Most For Your Checking Funds
The personal checking plan for individuals and families willing to keep a $2,500 minimum balance* in order to earn a premium interest yield on their checking funds. Plus, there are a host of valuable extras, including free checks, preferred CD yields, free online banking and free bill pay.
* $2,500 to open, and $2,500 to earn the tiered money market yield. If the balance falls below $2,500 during any month, there is a low $15 fee for that month only. Tiered and variable daily, balances below $2,500 earn the standard interest checking yield; while balances of $2,500+ earn the higher, tiered money market yield.
Check Plus Package Adding Value To Your Checking Plan
Check Plus is a valuable package of services that can be added to any Citizens South personal checking plan for one flat fee of $5 per month. The customer receives free personal checks (designated design only).
$10,000 Accidental Death & Dismemberment Insurance*
$100,000 Common Carrier Insurance*
Check Images Included with Monthly Statements
Credit Card Registration
Free Personalized Checks (designated style only)
Key Tag Return
Two Free Official Checks per month
* This insurance coverage is not a deposit, not FDIC insured, not insured by any federal government agency, and is not guaranteed by the financial institution/affiliate.
Citizens South Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and
separate from the coverage available under
the FDIC's general deposit insurance rules.
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