For You & Your Family -- Your Bank For Life!

Life can be hard enough without your bank making it tougher. So at Citizens South, our #1 Goal is to make your banking easier, more affordable, more convenient, and more profitable for you and your family. In short, we want to be Your Bank For Life!

From Free Checking*, 50+ Free Interest Checking, to affordable Personal Loans and Equity Lines, you'll find a complete selection of the finest personal banking services available anywhere right here at your Citizens South.

And now you can bank with us over the Internet with Online Banking and Online Bill Pay -- for 24-hour, 7 day a week convenience.

• Checking
• Savings Plans
• Online Banking & Bill Pay
• Lending Services
• Credit Cards
• Home Loans
• Investment Services
• Retirement Plans
• Trust Services

Citizens South Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.